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襄阳保康县肛肠医院好不好襄阳四院医院妇科咨询襄城区治疗女性疾病哪家医院最好的 In the “The Casualties in China’s Economy,” also available in Chinese, Jonah M. Kessel reports on the social pressure that young people face to buy an apartment of their own, and what happens when those investments go wrong. Below, he describes the plight of those whose dreams of home ownership have gone awry.在《中国的房地产经济》(The Casualties in China’s Economy)这段视频中,乔纳·M·卡塞尔(Jonah M. Kessel)对年轻人面临的买房压力,以及投资失误的后果进行了报道。他讲述了那些买房梦破灭的人所处的困境。On the fourth floor of an unfinished apartment building in the eastern Chinese city of Hangzhou, a man stands guard, looking down on the courtyard of the complex where he had thought his future home would be. It is his turn to keep an eye out for the developers who are said to have abandoned the project.在中国东部城市杭州,一名男子在一座烂尾楼的四楼守卫着,俯视着小区的院子。他原以为这里就是未来的家,现在他却需要提防据称已经放弃该项目的开发商。He and the other would-be residents take shifts guarding the area, sleeping in tents and in makeshift rooms. They are defending their protest signs, which they say the developers will tear down if they do not remain vigilant.他和其他未来的住户轮流守卫这片区域,他们睡在帐篷和临时整理出的房间里。他们这么做是为了保护自己的抗议标语。他们表示,如果不保持警惕,开发商就会撕毁这些标语。“I bleed, I cry,” s one banner, which is three stories high. “Give back my home, give back my money,” s another.Those occupying the space say that nearly 600 families had paid cash advances for apartments at the Xixi Moho complex. But then, they say, the developer sold their shares to another developer, who then sold the property to yet another. The building was never completed, and the families are now trapped in a state of residential and economic limbo.一条三层楼高的竖幅标语写道,“我流血,我落泪。”另一条标语则写道,“还我房,还我钱。”驻守在这里的人表示,约有600户人家付了现金,预购西溪Moho的公寓。但他们说,开发商后来将这个项目卖给了另一个开发商,后者又接着卖给了第三个开发商。公寓没有建完。现在,业主的房子没了,购房款也没了。“Many customers who borrowed money from banks are in trouble,” said Liu Cheng, an unemployed entrepreneur who invested in the project. “If they stop paying off their loan, they will bear legal responsibility from the bank. But what if they keep paying it? They still won’t get an apartment in the foreseeable future.”“现在很多通过贷款的业主很苦恼,”同样对该项目进行了投资,目前处于无业状态的企业家刘诚说。“一方面,他们如果断供的话,他们要承担方面的法律责任。但是如果继续交呢,这个房子遥遥无期。”Mr. Liu said he invested in the property development because the price seemed reasonable.刘诚说,他之所以投资这个房地产开发项目,是因为价格似乎比较合理。“But in the end, we lose both the apartment and our money,” he said. “And now? No one is taking responsibility.”“后果就是,我们的业主购房款没有了,房子也没有了,”他说。“事情到这里就变成了没有人负责的一个局面。”The situation at Xixi Moho is not uncommon in the area, the protesters say. Or elsewhere in China.抗议者说,在这里,像西溪Moho这样的情况并不少见。中国其他地方也是如此。Many real estate developers have financed projects by selling the bulk of the apartments before construction, borrowing from banks and then selling the rest of the apartments during construction. This works well when prices are rising, and it allows developers to earn huge rates of return on their investments.许多地产开发商会在施工前出售大量公寓并从贷款,从而为工程筹集资金,然后再在施工期间出售剩下的公寓。当房价上涨时,这样做很有效,而且开发商也能因此获得极高的投资回报。But the system breaks down when prices fall. After years of steady increases in housing values, prices have begun to decline, and some developers have run out of money before finishing the projects.但房价下跌时,这个体系就会崩溃。房价经过多年的稳步提高,现在开始下降,有些开发商在工程竣工前就没钱了。Real estate projects accounted for 12.8 percent of China’s economic activity in October, according to the International Monetary Fund. If related activities such as making steel for beams or manufacturing sinks for bathrooms are included, that figure jumps to 33 percent. This means that even small price drops in the real estate sector can have considerable economic implications.国际货币基金组织(International Monetary Fund)估计,今年10月,房地产项目在中国经济活动中占12.8%。如果把相关活动计算在内——如锻造房梁所使用的钢材、制造浴室使用的水槽——这个比例则会提高到33%。这意味着,哪怕房地产的价格出现轻微下跌,都会对经济造成相当大的影响。 /201501/351617Amway surpassed Avon Products AVP 3.47% in 2012 to become the world’s largest direct-selling company, thanks to a steady, drama-free international expansion over the years into key markets like China, a bigger focus on nutrition products, which are less prone to sales fluctuations than beauty products, and the ability to attract and keep sales representatives (whom Amway calls ABOs, for ‘Amway Business Owners,’ and who now number 3 million.)安利于2012年超过雅芳,成为全球最大的直销公司,这得益于过去数年间,安利一直在稳步地拓展中国等关键市场;更专注于销售波动比美容产品小的营养产品;以及吸引并留住销售代表的能力(安利称销售代表为“安利事业合作伙伴”,现已达到300万人规模)。In 2013, its sales rose 4.4% to .8 billion, helped by growth in China, its biggest market, and one where Avon’s business has collapsed since a big bribery scandal hit that company a few years ago. (Avon’s business is struggling in almost every key market.)中国是安利最大的市场。2013年,得益于中国市场良好的业绩表现,其销售额增长了4.4%,达到118亿美元(约合728.4亿元人民币)。而雅芳则因几年前的一起闹得沸沸扬扬的贿赂丑闻,业绩大幅下滑。(雅芳的业务几乎在各个关键市场都是步履维艰。)As a privately owned company, Amway has been spared the drama that has slammed some of its other direct-selling peers that faced regulatory and investor scrutiny: personal care products maker Nu Skin EnterprisesNUS -3.63% was fined earlier this year by Chinese authorities over its product claims, while nutrition company Herbalife HLF -0.10% is in the throes of a battle with activist billionaire investor Bill Ackman, who claims it is operating an illegal pyramid scheme.作为一家私有企业,安利得以避免了其他一些直销公司因监管和投资者监督带来的麻烦。例如,今年年初,个人护理产品制造商美国如新集团(Nu Skin Enterprises)因夸大产品功效遭到中国监管当局罚款。营养品公司康宝莱(Herbalife)则深陷与亿万富翁维权投资者比尔o阿克曼的苦战之中;阿克曼声称康宝莱从事非法传销。Amway Chairman Steve Van Andel, the son of one of the company co-founders, recently spoke with Fortune about criticisms of the direct-selling business model, its China success, and the next step in Grand Rapids, Michigan-based Amway’s international expansion. Van Andel, who recently served as the Chairman of the U.S. Chamber of Commerce, also addressed the value of “Made in the U.S.A.” and the prospects of more manufacturing coming back to the U.S.安利公司董事长史提夫o温安洛的父亲是安利联合创始人之一。在最近接受《财富》采访时,温安洛谈到了直销商业模式遭受的种种抨击、安利在中国的成功以及安利未来的国际扩张计划。安利总部位于密歇根州大急流城(Grand Rapids)。前不久曾担任过美国商会(U.S. Chamber of Commerce)主席的温安洛先生还就“美国制造”的价值及更多的制造业回归美国的前景发表了看法。What is Amway’s take on some of the attacks on the direct-selling model?面对外界对直销模式的抨击,安利是怎样看待的?“Every industry has its critics, but a lot of the talk that happens today is more of a financial thing. Somebody’s looking more at how to drive a stock price up or down, than it really has to do with the business itself.”“每个行业都会受到批评,但现在人们谈论的更多的是与钱有关的事情。一些人更看重如何把股价抬高或压低,而不是企业经营本身。”“We continue to have thousands and thousands more (sales representatives) come on every day, so there are a lot people who really like the business and the business model for the industry.”“每天仍然有数千名销售代表加入安利,这也明,很多人非常乐意去干这一行,而且也喜欢这种商业模式。”You have begun to do clinical trials on some of your nutrition products (which make up 45% of sales compared to 25% for beauty and 24% for home goods)—in the absence of medical claims, you are not required to, so why do it?安利已开始为一些营养品(营养品的销售占销售总额的45%,美容产品占25%,家居用品占24%)做临床试验。然而,安利并没有称这些营养品有药用功能,因此也就不用做临床试验,那么为什么要做呢?“We’re even starting to do clinicals on a lot of our nutrition products in much the same way that the healthcare industry does clinical trials—to show efficacy, and it’s something that no one’s ever really done before.”“我们准备采用类似于医疗保健行业所采取的方式,来为很多营养品做临床试验,目的是明产品的功效。之前没有人这样做过。”China is your biggest market. Some other direct sellers, notably Avon, have stumbled badly—what did Amway do right?中国是安利最大的市场。一些直销企业,特别是雅芳,在中国栽了大跟头。您认为安利什么地方做的好?“Not only are the employees Chinese, but the face of the business is Chinese too. We always took the approach from the beginning that we need to make to(此处原文可能有笔误)sure that when people look at our business, even though they know it’s a U.S. business, they know it’s been adapted to China.”“在中国,不仅安利的雇员是中国人,企业形象也进行了本土化。我们从一开始就一直在使用这种做法,以确保当人们看安利的时候,即便他们知道这是家美国企业,也清楚它已经适应了中国市场。”You get 90% of your sales abroad—what are some of the still untapped markets for Amway?安利90%的销售额是在美国以外的市场取得的。还存在哪些有待开发的市场?“There are a couple of areas where we could do better—particularly in Latin America. We’re not doing as well as I think we should do. Our focus in the last decade has really been Asia—there continues to be a lot of opportunity in Asia, but at least we are now well grounded there, whereas we may be not as well grounded in Latin America.” (Brazil is now Avon’s largest market and a fast growing one for beauty products in general.)“在一些地区,特别是拉丁美洲,安利其实能做得更好。安利的业绩表现并没有达到我的预期。过去十年我们确实将重心放在了亚洲——现在亚洲仍然存在很多机会,但至少我们已经在那里站稳脚跟,但安利在拉丁美洲的基础可能没有像亚洲那样稳固。”(巴西是雅芳最大的市场,同时,对整个美容产品行业来说,巴西也是一个增长较快的市场。)How about Russia, a notably promising beauty market but a turbulent place for Western companies?俄罗斯怎么样呢?俄罗斯的美容产品市场前景光明,但在西方国家公司的眼中并不是个稳定的市场。“Anybody that’s in Russia or Ukraine right now, it’s always a little bit tenuous—and it’s a little bumpy—that’s part of doing business there, You have to accept that.”“对于目前在俄罗斯和乌克兰做生意的任何人来说,境况总是有点不尽人意,也不是那么一帆风顺。对于在俄罗斯经商来说,这是一种常态。你必须接受这个现实。”Amway is opening four new U.S. manufacturing facilities- why is ‘Made in the USA’ important?安利计划在美国新开4家工厂。为什么“美国制造”意义重大?“We listen to our customers, and when it comes to nutrition products, they like nutrition products that are made in the U.S.”“我们愿意倾听顾客的意见。当谈到营养品时,他们希望是在美国生产的。”“For us, Michigan is just a natural place to go. Sure we can look at different places in the U.S., but nutrition is not an easy thing to manufacture—and we’ve aly got some based there.”“对于安利来说,密歇根州自然是首选之地。当然,我们也可以在美国其他地方建厂,但营养品生产并不是件容易的事情。而且,我们在密歇根已经有一些工厂了。”Put on your U.S. Chamber of Commerce hat for a minute—can U.S. manufacturing come back in a big way?从美国商会主席的角度出发,您认为制造业会大规模回归美国吗?“They’ve lost more manufacturing jobs by becoming more productive. Everybody’s way more productive now in the facilities they have. I’m not sure that that will ever come back- I think people are going to try to be as efficient as they can.”“随着生产率的提高,制造业的工作岗位却更少了。所有工厂的生产力较以往都有大幅提升。至于制造业是否会回归美国,我难以给出——但我认为人们会尽一切努力提高效率。”(财富中文网) /201412/349372襄阳做阴道紧缩哪个专科医院好

襄樊治疗阴茎敏感的男子医院Standard amp; Poor’s cut Brazil’s prized investment grade credit rating to junk on Wednesday and warned that it could lower it again in the coming months, in a major blow to President Dilma Rousseff’s government.周三,标普(Standard amp; Poor#39;s)把巴西宝贵的“投资级”信用评级调降为“垃圾级”,并警告未来几个月可能会再次调降。这是巴西总统迪尔玛圠广夫(Dilma Rousseff)领导的政府遭到的一次沉重打击。Samp;P attributed the move, which surprised analysts who had not expected such a downgrade until at least next year, to government backpedalling on its budget deficit targets as well as what it described as divisions in Ms Rousseff’s cabinet over fiscal policy.分析师们对此感到意外,他们曾预计起码到明年以前巴西的信用评级不会被调降。标普把此举归因于巴西政府在预算赤字目标上开倒车、以及其所称的罗塞夫的内阁在财政政策上存在分歧。“The political challenges Brazil faces have continued to mount, weighing on the government’s ability and willingness to submit a 2016 budget to Congress consistent with the significant policy correction signalled during the first part of President Dilma Rousseff#39;s second term,” Samp;P said.“巴西面对的政治挑战继续加重,这让巴西政府不再那么有能力和意愿,向议会提交一份与罗塞夫总统第二任期第一阶段提出的重大政策修正相符的2016年预算案,”标普表示。The move by Samp;P to reduce the BBB- rating to BB+ with a negative outlook comes as Brazil’s economy is in recession, with second-quarter gross domestic product sinking 1.9 per cent compared with the first.标普把巴西信用评级由BBB-调降至BB+、并把评级展望定为“负面”之际,巴西的经济正处于衰退中,第二季度的国内生产总值(GDP)环比萎缩了1.9%。 /201509/398203襄阳做人工流产时间 襄阳哪里做包皮比较好

宜城市中医院肛肠科Keep the seatbelts on.请系好安全带。Stock markets around the world tumbled again on Tuesday, dashing hopes that financial markets would calm down after two weeks of turbulence.本周二,全球股市再次大跌,击破了金融市场将在两周的震荡后走稳的希望。Investors appear to be growing more nervous about the strength of the global economy. China released a weak report on manufacturing on Tuesday, and an influential international policy maker sounded a downbeat note on the outlook for Asian economies.投资者似乎越来越担心全球经济后继乏力。中国本周二公布的数据显示其制造业走势疲软,而一位举足轻重的国际政策制定者对亚洲经济的前景表示了悲观。After steep declines in the stock markets of Asia and Europe, stocks in the ed States also plummeted. The Standard amp; Poor’s 500-stock index slid 58.33 points, or 2.96 percent. The benchmark is now 10.2 percent below its nominal high, putting it back in a correction — the Wall Street term for a decline of more than 10 percent from a peak level. The S.amp;P. 500 index is still 2.48 percent above the low it closed at last week.继亚洲和欧洲股市大跌之后,美国股市也跳水。标准普尔500指数跌58.33点,跌幅2.96%。现在该指数比其名义高位低10.2%,回到调整区间——这是华尔街术语,指比峰值水平低逾10%。但标准普尔500指数仍站在比上周收盘时高出2.48%的位置。But the underlying ugliness of the action — only three stocks in the S.amp;P. 500 rose on Tuesday — suggested that the market could have further to drop.但下跌的惨状——标准普尔500种股票中仅有3只个股上涨——表明股市可能有进一步下挫。And some analysts said it might be a while before the market recovers.一些分析人士说,股市一时半会可能不会回涨。“You rarely get a V-shaped bottom,” said John De Clue, an investment officer for U.S. Bank. “You usually bounce around for a while.”“V形底很罕见,”美国(U.S. Bank)投资主管约翰·德克鲁(John De Clue)说。“反弹通常需要一段时间。”The Dow Jones industrial average, a popular market barometer, lost 469.68 points, or 2.84 percent, on Tuesday, to close at 16,058.35. The index is more than 12 percent below its nominal high, reached in May. The technology-heavy Nasdaq composite index dropped 2.94 percent on the day, and is down 11 percent from its recent high.本周二收盘时,常用指标道琼斯工业平均指数报收16058.35点,跌469.68点,跌幅2.84%。与在今年5月达成的名义高位相比,该指数的跌幅超过了12%。以科技股为主的纳斯达克综合指数当天下挫2.94%,从近期高位下跌了11%。Investors are now scouring the horizon for events that drive the markets up or down.投资者目前正在密切关注股市的利好或利空消息。Looming at the end of this week is the release of the ed States jobs numbers. If the government figures on Friday show that employment growth has remained strong, investors may be encouraged that developments overseas will not do too much harm to the American economy. On the other hand, a robust jobs number may also lead investors to conclude that the Federal Reserve will raise interest rates this month, rather than wait longer.美国就业数据将于周末发布。如果政府本周五的数据显示就业增长依然强劲,投资者可能会受到鼓励,认为海外发生的事情不会对美国经济造成太大损害。另一方面,稳健的就业人数也可能会让投资者觉得,美联储将在本月加息,而不是等待更长的时间。“The jobs numbers on Friday will be really important,” said Edward J. Perkin, chief equity investment officer at Eaton Vance Management. “It will determine Fed policy one way or another.” If the Fed decides to raise rates this month, it will most likely announce the move after monetary policy meetings scheduled for Sept. 16 and 17.“周五公布的就业数据真的非常重要,”伊顿万斯管理公司(Eaton Vance Management)首席股本投资官爱德华·J·佩尔金(Edward J. Perkin)说。“这会以某种方式决定美联储的政策。”如果美联储决定本月提高利率,他们可能会在9月16号、17号举行完货币政策会议之后宣布消息。The prospect of a September rise in interest rates has worried many economists and investors. In particular, they assert that the low level of inflation in the ed States is a sign that the economy is still quite vulnerable to a slowdown.9月利率可能会升高,这让很多经济学家及投资者感到担忧。特别是因为,他们断定美国的低通胀说明经济仍旧相当容易出现减速。In a speech in New York on Tuesday, Eric S. Rosengren, the president of the Federal Reserve Bank of Boston, highlighted that inflation numbers were well below the Fed’s target of 2 percent. Mr. Rosengren, who is an alternate member of the Fed’s committee on interest rates, also suggested that a weaker global economy and turmoil in the markets might make reaching that level harder.波士顿联邦储备(Federal Reserve Bank of Boston)行长埃里克·S·罗森格伦(Eric S. Rosengren)周二在纽约讲话时强调,通胀数据远低于美联储2%的目标。罗森格伦是美联储利率委员会的候补委员,他还表示,全球经济的疲软和市场的动荡可能使得这个目标更难以完成。“Given the low wage and price inflation data seen to date, and increased uncertainty about global growth, it will be particularly important for monetary-policy makers to closely monitor and depend on incoming data,” he said.他说,“鉴于到目前为止看到的低工资、物价膨胀数据,以及对全球增长的不确定性的增加,对货币政策制定者来说,尤其重要的是密切关注和依赖接下来得到的数据。”Even if the Fed decides not to increase rates this month, further problems in China and elsewhere could make investors reluctant to jump back into the stock market.即便美联储决定不在本月提高利率,中国及其他地方出现的更多问题可能会致使投资者不愿回归股市。On Tuesday, a report from Beijing showed that Chinese manufacturing activity had slipped in August to a three-year low, with both current production and new orders falling. That added to fears that the world’s second-largest economy, after that of the ed States, may be slowing more than analysts had believed.周二,北京发布的一份报告显示,中国8月份的制造业活动跌至三年来最低水平,当前生产和新订单都不断减少。这加剧了相关担忧,即仅次于美国的世界第二大经济体经济发展放缓的程度,高于分析人士的预测。Christine Lagarde, the managing director of the International Monetary Fund, warned on Tuesday that the world economy would most likely expand at only a moderate pace and would probably be weaker than the I.M.F. forecast two months ago.国际货币基金组织(International Monetary Fund)总裁克里斯蒂娜·拉加德(Christine Lagarde)周二警告称,世界经济可能只会以适度的速度扩张,发展形势可能不及该组织两个月前做出的预测。“Asia as a region is still expected to lead global growth,” she said in a speech in Jakarta, Indonesia. “But even here, the pace is turning out slower than expected — with the risk that it may slow even further given the recent spike in global risk aversion and financial market volatility.”“亚洲作为一个区域,仍将引领全球经济增长,”她在印度尼西亚雅加达发表讲话时说。“但即便在亚洲,增长速度也变得不及预期,鉴于最近全球风险规避的剧增,以及金融市场的波动,经济增长可能会进一步放缓。”The sell-offs in global markets started soon after China unexpectedly devalued its currency, the renminbi, on Aug. 11. Analysts at the time said the move could bolster Chinese exports by making them cheaper in other currencies. It was also expected to reduce Chinese imports, since foreign goods and services would cost more in renminbi.在中国于8月11日出人意料地降低人民币价值不久后,全球股市开始大跌。分析人士当时表示,此举会促使以其他货币定价的中国商品的价格下滑,促进中国的出口产业。这也会减少中国的进口量,因为外国商品和务会花费更多人民币。Both outcomes, however, could affect countries with economies that rely heavily on exports. As result, such countries may decide to further devalue their currencies to regain competitiveness with China. The high stakes of such rivalries were made clear on Tuesday when South Korea reported export figures for August that were well below expectations.然而,这两种后果可能会影响那些严重依赖出口的国家。因此,此类国家可能决定进一步促使货币贬值,以恢复竞争力,与中国展开竞争。韩国在周二报告称8月份的出口数据远低于预期,说明了此类竞争的高风险性。In China, the Shanghai composite index fell 1.23 percent on Tuesday, leaving it almost 40 percent below its recent high.在中国,上综合指数本周二跌1.23%,与近期高点相比,跌幅近40%。In contrast with past periods of turbulence, this one has not so far spurred a fierce rally in the 10-year Treasury note, a safe-haven investment. Its yield fell slightly to 2.16 percent on Tuesday from 2.21 percent on Monday. Its price went up 16/32, to 98 19/32.与之前的震荡行情相反,本次震荡尚未导致避险投资10年期国债的激烈反弹。它的收益率从本周一的2.21%小幅下滑至本周二的2.16%。其价格涨16/32,至98 19/32。Adding to the nervousness on Tuesday, the price of oil fell after a strong rally in recent days. The benchmark crude contract in New York declined .79, or 7.7 percent, to .41. Over time, a lower price might signal less demand for oil as economies slow.石油价格在近日的一波强劲反弹之后,也在周二出现下跌,加剧了当日的市场紧张情绪。纽约基准原油期货价格下跌3.79美元,至45.41美元,跌幅7.7%。从较长的期间来看,石油价格下滑可能意味着经济体的需求减缓。The Vix index, a measure of volatility in the S.amp;P. 500 that is often called Wall Street’s fear gauge, jumped 10 percent, but it is still well below last week’s high.VIX指数衡量的是标准普尔500指数的波动性,通常被称为华尔街的恐惧指标,周二该指数跃升10%,但仍远低于上周的高点。In another sign that investors remain pessimistic, European shares declined despite an official report on Tuesday showing that the jobless rate in the eurozone had slipped by 0.2 of a percentage point in July, to 10.9 percent — the first time it had sunk below 11 percent since early 2012. While that still leaves about 17.5 million people classified as unemployed, it suggests a modest economic recovery in the bloc.另一个表明投资者依然悲观的迹象是,尽管周二的数据显示,欧元区7月份的失业率下降0.2个百分点,至10.9%——这是自2012年初以来,它第一次降到11%以下——但欧股仍然出现下跌。虽然欧洲仍有约1750万人被归为失业者,但该指标表示经济出现了小幅复苏。The major European indexes all closed the day 2 to 3 percent lower. In London, the FTSE 100 fell 3 percent, while the CAC 40 in Paris ended down 2.4 percent.欧洲主要股指当天全线下跌2-3%。伦敦的FTSE 100指数收跌3%,而巴黎CAC 40指数下跌了2.4%。 /201509/397245 襄阳治好淋病需要多少钱襄阳妇幼保健院地址

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